Price $445,000
Status Active
Beds 2
Baths 2 Baths
Home size 1,231 sqft
Lot Size 2,614 sqft
Days on Market 3
Think you can't afford to own a home? If you can qualify for a net price of $389,000 then Watercolors, a highly desirable, affordable, vibrant 55+ gated community welcomes you! The City of La Quinta Housing Authority offers a Silent Second mortgage of $56,000 (details below) for this beautifully maintained, move-in ready, detached 2-bedroom home which includes convenient direct access to the attached 2-car garage. A nice sized patio with a sliding door grants access to the large living room. Step inside to this light and bright, open airy floor plan home with a cozy gas fireplace, ceiling fans and soaring 12 ft. ceilings in the great room. Custom plantation shutters throughout shield the sun. The spacious primary suite includes a 7 ft. vanity with dual sinks, walk-in shower, and a large custom Elfa fitted walk- in closet. There is high-end carpeting in both bedrooms for comfort and the polished floors in the living room and hallway grant an elegant sophisticated look. The kitchen and bathrooms are tiled. The second bedroom is also nice sized with a custom closet. The home exemplifies pride of ownership. This home comes with a Ring security system and doorbell, indoor washer and dryer, and all nearly new stainless steel kitchen appliances. Watercolors community amenities include a beautiful clubhouse available for private parties, pool and spa. The low HOA dues include internet and cable services. Qualified buyers must meet age and moderate-income requirements per the city of La Quinta Housing Authority. So, this is how it works: the total purchase price is $445,000, which includes the city giving you $56,000, which is referred to as a silent second. ($389,000 + $56,000 = $445,000). Your loan amount would be based on $389,000 minus your down payment which can be up to 20% of the $389,000. There are no interest or payments due on the silent second. Buyers need to meet income qualification criteria with the city Housing Authority for only the lesser amount of $389,000. This home must be a primary residence; no rentals, no cash purchases, no investors. The 2025 income limits are as follows: 1 person $62,651to 87,300, 2 people $71,601to 99,750, 3 people $80,551 to 112,250, 4 people $89,501 to 124,700.) Know a senior who would like down payment assistance when buying a home? Don't miss this opportunity for a home close to dining, shopping and nearby million-dollar homes. Come and experience the blend of comfort and convenience at Watercolors
Property Type(s): Single Family
Last Updated 3/7/2026 Tract Watercolors (31371)
Year Built 2006 Community 313 - La Quinta South of HWY 111
Garage Spaces 2.0 County Riverside

Additional Details

ADULT COMMUNITY Yes
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Gas Range, Ice Maker, Microwave, Refrigerator
AREA 313 - La Quinta South of HWY 111
CONSTRUCTION Stucco
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Central
HOA DUES 316|Monthly
INTERIOR Breakfast Bar, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Open Floorplan, Walk-In Closet(s)
LOT 2614 sq ft
LOT DIMENSIONS 2614
PARKING Attached, Direct Access, Garage, Garage Door Opener
POOL DESCRIPTION In Ground, Association
SEWER Public Sewer
STORIES 1
STYLE Contemporary
SUBDIVISION Watercolors (31371)
UTILITIES Cable Connected
VIEW Yes
VIEW DESCRIPTION Mountain(s)
WATER Public

Location

 

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Listed with Sotheby's International Realty

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